One of the first questions people ask is whether to buy or lease their solar panels. Buying, whether with cash or a loan, means you own the system, and the savings. You qualify for all rebates and tax credits, your home value goes up, and once it’s paid off, your power is essentially free. Leasing, or using a Power Purchase Agreement (PPA), lowers your upfront cost but gives you fewer long-term benefits since the company owns the system. If you can afford to buy, it usually offers the most value. But if you want low commitment or don’t want to deal with ownership, leasing can still cut your bills with no big investment.